• How to Request PMI Removal From Your Mortgage,Marissa Crum

    How to Request PMI Removal From Your Mortgage

    Private mortgage insurance (PMI) is an added monthly cost required on many conventional mortgages when a borrower puts down less than 20%. While PMI helps protect the lender—not the homeowner—it isn’t meant to last forever. Once you’ve built enough equity in your home, you may be able to remove PMI

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  • Home Warranty vs. Home Insurance: Do You Need Both?,Kaitlyn Neitman

    Home Warranty vs. Home Insurance: Do You Need Both?

    Key takeaways:  Home insurance covers damage to your house and personal belongings due to unexpected events.  A home warranty covers repairs and replacement of appliances and systems due to normal wear and tear.  Having both home insurance and a home warranty is strongly recommended, but only home i

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  • Types of Housing Assistance Programs and How They Work,Freda Nkrumah

    Types of Housing Assistance Programs and How They Work

    Stable housing is a foundation for almost everything else in life. However, rising costs and limited supply have made that goal feel out of reach. Housing assistance programs exist to bridge this gap, offering support ranging from long-term paths to homeownership to immediate emergency shelter. Redf

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