Down Payment on a House: How Much Do You Really Need?
Key takeaways for your down payment strategy You don’t need 20% to buy a home. Most buyers put down far less. The median down payment in 2024 was 16.3%, and loan programs like FHA (3.5%), conventional (3%), VA (0%), and USDA (0%) all make homeownership accessible with much less cash upfront. Your lo
How to Avoid PMI When Buying a Home
Key takeaways PMI protects the lender, not you: Required on conventional loans when your down payment is under 20%, it covers the lender if you default, not you. Multiple ways to avoid it: A 20% down payment is the simplest route, but piggyback loans (80/10/10), lender-paid mortgage insurance (LPMI)
How to Choose the Best Real Estate Video Editing Company?
This article ‘How to Choose the Best Real Estate Video Editing Company’ covers the important things related to the Real Estate Video Editing Company. In the modern property market, the first “showing” doesn’t happen at the front door- it happens on a smartphone screen. With over 90% of buyers starti
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