• Single Parent First-Time Homebuyer Grants: What Programs You May Qualify For,Holly Hooper

    Single Parent First-Time Homebuyer Grants: What Programs You May Qualify For

    Key takeaways Most homebuying assistance programs are offered locally through state Housing Finance Agencies (HFAs), cities, counties, and nonprofits. Many programs labeled as “grants” are actually forgivable loans or deferred second mortgages with conditions. Programs are typically based on income,

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  • Can You Get a Mortgage Without Two Years of Work History?,Candace Tillery

    Can You Get a Mortgage Without Two Years of Work History?

    Two years of work history is common but not always required: Some borrowers can qualify with a new job, recent degree, or other proof of stable income. Lenders look at your full financial picture: Credit score, debt-to-income ratio, savings, and down payment can all strengthen your application. Loan

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  • GEM’s Newest Ambassador – Ben Wright in Denver,Drew Meyers

    GEM’s Newest Ambassador – Ben Wright in Denver

    Join me in welcoming GEM’s new Ambassador for the Denver market, Ben Wright. He joins the Ambassador ranks of Mark Choey (Bay Area), Heather Harmon (Sacramento + Bay Area), and Pierre Calzadilla (NYC). Ben is a founder, strategic advisor, and adventure-based leadership facilitator. Through his fract

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